The NPA Volcano
I feel RBI deserves full credit for digging the surface of the NPA Volcano before it is too late. We as a nation and I in my individual capacity should be and are proud of their action.
A lot is being talked about NPA and therefore I prefer to be brief and to the point.
1. There is a need to redefine and large and willful defaulters. Their wings have to be curtailed. Some of the ways of curtailing or disciplining them can be :
a) Appointment of auditors should be by consortium of...
Discussions , Ideas and Opportunities
Over a number of years, I have been observing and also actively participating in the discussions concerning National and International issues covering a wide range of topics ranging form politics to economics to social to religion and so on .
What a collosal waste of time and energy !!! I think it is much much better to concentrate on our job in stead. One should Discuss and Debate briefly to keep sharpness and awareness alive .
The increasing exchanges of ideas and jokes over socia...
Category: General |
The Chinese Way of working out ROI and the Start Up Valuation
Over a period of time the world is wondering as to the justification that the Chinese planners have while investing in huge( rather wild shot ) infra investments . A similar set of questions do crop up when we see the mind boggling valuations that are placed on the newly start up e business ventures , particularly in distribution and marketing e businesses .
The questions and dis belief is based upon a strong belief in the existing set of the parametres of evaluating an investment decision ...
Truly Smart Cities
A lot is being talked about "Smart Cities" these days without really knowing what is a Smart City . Everyone seems to be just talking about the better amenities and robust infrastructure that is to be created . But these are mere physical parameters. To be called smart needs some other additional characteristics like the quick decision making process, effective redressals of any complaints or defficulties etc as well ,which alongwith these physical parameters and robust infrastructures should ...
Category: Uncategorized |
Tags: Truly Smart Cities
RBI V/S NPA
This is a constant struggle that one is viewing almost ever since the lending started."The major risk that the borrower takes the risk of losing his capital " is something that we all understand. Similarly, the Lender also takes a risk of losing its principal and interest thereon, if and when the things go bad.That's the way a balance is struck and the business of lending goes on and prospers.
The issue that RBI Governor Mr Rajan has raised is that there are many borrowers who either willful...
Category: Finances |
